Publications, Insights & News

Are you approaching retirement with a Roth IRA? Timing your withdrawals could be key to optimizing your tax efficiency and preserving more of your wealth. In our latest article, we dive into why strategically managing Roth IRA distributions can help reduce taxes, protect your Social Security benefits, and even grow your wealth for longer. Don’t miss these critical tips to ensure you’re making the most of your Roth IRA in retirement. Read on to discover how the five-year rule and other timing strategies can make a difference!

With the end of 2024 approaching, now is the time for pre-retirees to consider whether a Roth conversion could benefit their retirement strategy. This move allows you to convert funds from a traditional IRA into a Roth IRA, paying taxes now to enjoy tax-free withdrawals later. But is it the right choice for you this year? Discover the potential tax savings, the impact of lower market values, and the essential timing considerations before the December 31st deadline.

Don't let your FSA funds go to waste! Learn how to maximize your 2024 tax savings with these simple steps to make the most of your Flexible Spending Account before year-end.

As 2024 comes to a close, don't miss the chance to optimize your tax strategy with tax loss harvesting. By selling underperforming investments, you can offset capital gains and potentially reduce your tax bill. But there are key rules, like the wash-sale rule, that must be followed to avoid penalties. Learn how to time it right and rebalance your portfolio while preparing for the April 2025 tax deadline. Discover how tax loss harvesting could work for you this year!

As the year comes to a close, now is the perfect time to maximize your charitable contributions and take advantage of key tax benefits. Whether you’re considering a Qualified Charitable Distribution (QCD) from your IRA, setting up a donor-advised fund, or planning to bunch donations, these strategies can significantly reduce your tax liability while supporting causes you care about. Find out how to make the most of your year-end giving before the December 31 deadline, and ensure you’re prepared for the 2024 tax season!

Curious about how a Roth conversion could shape your retirement savings? As we approach the end of 2024, there’s still time to make impactful decisions. Find out how you can leverage lower tax rates and what strategies to consider before the December 31 deadline. Don’t miss the insights that could help you secure a more tax-efficient financial future!

We’ve updated our article from May on the current state of the economy to provide you with the latest insights on key indicators such as economic activity, consumer sentiment, and unemployment rates. Check out the updated article for a look at these important topics!

Take a moment to watch our market and economic update where we discuss five insights for the final quarter of 2024.